Carly and Jack set up a secret meeting, unaware that Julia has overheard the whole conversation. Jack lies to Julia that he has to go to work and leaves to meet Carly. Julia follows and hears Jack pledge his love to Carly. But he won't leave Julia until he's certain that she's all right, which could take some time. Carly reveals that all Winston left her was a lousy horse. She's thrilled when Jack explains that horse could be worth millions! Carly is excited about her future with Jack, but Julia vows she'll never let him go. Craig gets a cryptic call from creditors to meet him in an alley. When Craig arrives, he discovers only a threat to his wife and daughter. Craig calls Sierra to tighten security and continues to pursue Barbara - hoping to get his hands on her money. A tipsy Simon shows up at Java Underground and vents about losing Lily. He decides that he's drunk enough to confront Lucinda and heads out. Katie convinces Margo to help her find Simon before he hurts himself or someone else. They arrive at Java and are horrified to learn he left in a stupor. Lily tells Lucinda she has broken things off with Simon and is grateful when she is comforting. A frightened Lily admits she has no idea how to face the future. Lucinda suggests that she take a vacation with the children to think and sends her home. Later, Lucinda is stunned when Simon smashes his car through the house and right into the room, ready for a showdown!