Buffy faces off against one of her most formidable foes yet - bankruptcy- in a drolly scripted mosaic of money problems and demonic menace. The death of Buffy's mother last season left the Slayer as the head of her household, and Buffy's brief demise hardly eased the Summers' strained finances. So when the water pipes burst and their basement floods, a bank loan is their only option. But, alas, Buffy has no collateral. Plus, she's the target of the obnoxious M'Fashnik Demon, employed by three nerdy would-be super villains. Lucky for Buffy, Giles has returned from England after hearing the news about her resurrection.