In the wake of an earthquake, the Suttons decide whether to move or not. Meanwhile, Eddie becomes worried when the police question Charles and Cassie about Mac's death and an ill Tay is taken to the hospital.
As the real cause of Mac's demise becomes clearer, Cassie and Charles become targets of more police scrutiny. The bond between Nate Ray and Eddie has Tay feeling overwhelmed with resentment. Meanwhile, Lizzie makes a huge mistake.
Bishop comes back for revenge; and Charles finally makes a decision concerning the money he found.
Charles gets help from Eddie and Cassie after becoming disappointed with the new family.
The Suttons receive a letter from Nate Ray. Cassie makes an attempt to get her mind off of Charles by going to a club. Lizzie and Andrew decide to deepen their relationship.
R & B star Trey Songz hosts a singing contest in which Tay attends. Meanwhile, Jenn comes down with a strange illness, and Cassie discovers that Charles has not made any real plans for the future.