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The send off party at the Cruz family mansion explodes into chaos when a shocking secret is revealed and leads to a physical confrontation between two people on opposite ends of the secret. Also, Chloe's money troubles continue and even though she tries to hide it from her daughter it's no use as Emily soon uncovers her mom's not to little secret.
Meanwhile, Payson again experiences back trouble which threatens to derail her dreams of a National Championship. Enter her new friend, Nick, who offers a simple solution that forces Payson to lie to her mother to cover it up.